Purchasing a home is one of the most important investments you’ll make during your lifetime, so it’s critical to protect your investment with the right kind of home insurance coverage. Homeowners insurance is essential to making sure not only your house is protected, but so is your personal property, other people’s property and even the guests that step foot into your home.
Whether you need renters insurance, condo insurance or high value home insurance, Jill E. Clinger Agency is ready to help you get insured with one of the following homeowners insurance coverage options.
Dwelling
Covers the cost to repair or rebuild the physical structure of your home if it’s damaged from hazards like fire, wind, water or hail.
Other Structures
Protects structures on your property that are not attached to your house, such as a garage, above-ground pool or shed. This coverage can be increased if you add more unattached structures to your property.
Personal Property
This coverage protects your personal possessions inside your home, such as furniture, clothing, appliances and more.
Loss of Use
Covers you and your family’s temporary housing expenses if you are displaced from your home due to a covered claim. It may also include temporary housing for your pets.
Medical Expense
Covers the medical costs of a guest in your home or on your property that injured themselves regardless of whether it was your fault or not.
Liability
Protects you and your family members if you are held legally responsible for a guest being injured on your property. It also protects you or a family member if you damage someone else’s property.
Scheduled Personal Property
Supplemental coverage that allows homeowners to fully protect the value of items such as metal, jewelry, antiques and firearms.
An automobile is often your biggest asset aside from your home. Talk with our insurance company and ensure you have the proper car insurance coverage in place.
Do business with confidence. Jill E. Clinger Agency in Defiance, Ohio can help find coverage and risk management solutions for companies of all sizes.
As an independent insurance company, we understand the challenges of owning and operating an agribusiness and can provide you the right coverage.
We can’t predict the unexpected, but we can help you prepare for it when it does. Turn to us for a policy that’s right for you and your loved ones.
Relax and enjoy your time on your motorcycle, camper, golf cart, ATV, UTV, boat, jet ski, you-name-it, worry-free…when you know it’s property insured.
Pets are a part of the family and while each stage in your pet’s life is rewarding, there may also be some challenges and expenses. Plan for some of the more difficult times by putting a pet health insurance plan in place.
